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FinTech and Machine Learning

IdeaScale

When people talk about machine learning they are a referring to a type of artificial intelligence that has the ability to learn without explicit programming. And machine learning could be applied towards many of those already (for example: using data to optimize for consumer buying behavior).

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Artificial Intelligence and Chatbots: Teaching the machine to think

mjvinnovation

Even if you do not realize it, more and more Artificial Intelligence is present in your routine. Smartphones, cars with parking sensors, smart houses, banks, restaurants, call centers. And it doesn’t stop there: increasingly the AI gains complexity to bring many other technological applications.

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Bitcoin and Blockchain: A Small Glimpse Into Big Digital Disruptions

Daniel Burrus

This sent the banking industry into a tailspin, desperately trying to understand this new concept of a digital currency system, and areas of the government even began to prepare a way to legislate this unfamiliar system. The fact of the matter is that many people did not fully understand the mechanics behind Bitcoin.

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In a Battle of Online Help vs Face-to-Face Service, the Customer Must Always Win: Part 1

Daniel Burrus

We live in a technological world, but more importantly, we also live in a human world. Human beings are all about relationships and experiences — the emotions and memories derived from these occurrences are what drive us and, largely, what separate us from machines. Machines Are Not Empathetic.

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Open Banking: what it is, how it works and why invest ASAP

mjvinnovation

In this movement, the term Open Banking becomes a promising reality. In this article, we will demystify and simplify the open APIs concept for banks. Keep reading to see what benefits are for banking institutions, their customers and more! The banks’ challenges with Digital Transformation. What is Open Banking.

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Open Insurance: what it is and how it works

mjvinnovation

The emerging term in the insurance industry, Open Insurance basically refers to providing services and data to partners, communities and startups, in order to create new services, applications and innovative/disruptive business models. These technological innovations are enabling the development of Open Insurance practices.

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Big Techs in the insurance market: how to use a User-Centrism strategy to address them?

mjvinnovation

Recently, financial companies have been paying attention to the so-called Fintechs, which are, briefly speaking, startups that provide financial services using modern technological software, applications, and other resources. . Will the same thing happen to insurers that happened in the banking institutions?